Marge was never the type to fall for a scam. At 78 years old, she’d lived through enough to know that if something sounded too good—or too bad—to be true, it probably was. But things have changed over the past year. Slowly, and without her realizing it, the first signs of dementia began creeping into her life. Little memory lapses here and there. A misplaced checkbook. A phone call she forgot she had already answered. Then came the day her phone rang, and the voice on the other end introduced himself as a government authority. They told her she was under investigation. They told her she owed thousands. They told her—very clearly—that if she didn’t comply, she would be arrested. The instructions were precise: go